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Stripe Card Payments & PayPal Inside Stripe

Stripe makes online payments easy with credit or debit cards. However, some issues might cause payments to fail. Here’s how to avoid them.

👉 Note: PayPal is not a direct option in Stripe but can be available through certain integrations on the Stripe checkout page.

🚫 1. Payment Declined by the Bank​

Banks may reject transactions due to security checks, insufficient funds, or spending limits.

✅ Solution:

  • Ensure you have enough funds.
  • Contact your bank if they blocked the transaction.
  • Try a different card or payment method.

❌ 2. Incorrect Card Details​

Mistyping your card details will cause payment failure.

✅ Solution:

  • Double-check your card number, expiration date, CVV, and ZIP code before submitting.
  • Ensure your card is still valid.

🔒 3. 3D Secure (3DS) Verification Issues​

Some transactions require extra authentication via a code, app, or text message.

✅ Solution:

  • If you don’t get a verification prompt, check your bank’s app or messages.
  • Make sure pop-ups aren’t blocked in your browser.
  • If the issue persists, contact your bank.

🌍 4. Card Restrictions (International & Prepaid Cards)​

Some banks block online or international transactions, and some prepaid cards may not work.

✅ Solution:

  • Check with your bank if international payments are enabled.
  • If a prepaid card fails, try another payment method.

🚩 5. Payment Flagged as Fraudulent​

Banks or Stripe might decline transactions if they suspect fraud.

✅ Solution:

  • Use a card with your correct billing address and personal details.
  • Contact your bank to confirm the transaction if blocked.

By following these steps, you can enjoy a smooth, hassle-free checkout with Stripe! 🚀